Alfa Finance Document Check List
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Alfa Finance Document Check List
Alfa Finance Document Check List Your Alfa Finance representative will go through the check list below explaining clearly what documents are needed to get the process started and ensure your financial requirements have the best possible results. If you are unclear with any of the requirements selected below, please contact one of our friendly Alfa Finance employees and we will be more than happy to assist you with any questions you may have. Proof of identity. Copy of photo ID, eg Drivers licence or Passport. Proof of Permanent Residency for First Home Owners Grant, eg Passport, Permanent Residency Visa, or Birth Certificate. If ID is in different name to loan application, then marriage / divorce / change of name certificate required Letter from Employer confirming type of employment (full time, part time, casual etc) and length of time of employment / commencement date Last 3 recent pay slips Last group certificate / payment summary Tax assessment notices Last two years company/ business/ partnership financials and tax returns plus personal tax returns Details of Business / Trading name and ABN Centrelink letter confirming income received Bank statements for the last 3 months showing savings history / income payments Copy of current personal loan / car loan / hire purchase loan contracts confirming current repayments Latest credit card and store account statements Loan statements for last 6 months for current mortgage Copy of rates notice or certificate of title to confirm property ownership Copy of contract of sale for new property or land purchase Copy of building contract, plans, and specifications for construction Copy of receipts showing deposits already paid First Home Owners Grant application form Valuation fee for $ payable to Statutory declaration to confirm any lump sum deposits made into bank accounts Confirmation of rental income received via copy of lease agreement or property managers statement Confirmation of amount of rent paid via copy of lease agreement or property managers statement Most recent Superannuation / Life & disability insurance statements Important Note: Some Lenders Require a savings history to be shown right up to the time the loan is to be approved. It is therefore important to keep saving, and not to make any major purchases which may affect your bank account balance. Also do not take out any loans or enter into any credit contracts until your loan has been approved. Alfa Finance Pty Ltd Po Box 4112 Eaglemont, Vic 3084 P (03) 9004 3766 F (03) 9440 5478 [email protected] www.alfafinance.com.au